Tools / Built to be used

Small instruments for consequential decisions.

Interactive tools and live projects that make assumptions, trade-offs, and choices easier to examine.

01Markets / CalculatorRate spread is only half the tradeCarry / TradeModel FX carry across JPY, USD, CHF, and ISK — including currency moves, leverage, costs, and the break-even exchange rate.Open 02Travel / PlannerMontreux Riviera / 2027Habit Golf WeekPlan the tenth Habit Golf Week around Montreux, Evian, and Crans-Montana, with itinerary ideas and open decisions in one place.Open 03Life / GuidesClear thinking for real decisionsReal Life, Real ThinkingPractical guidance, calculators, and coaching for young adults making consequential decisions about money, family, and moving out.Open 04Game / StrategyClassic dice / Sharp decisionsYahtzeeThirteen rounds, five dice, and one clean scorecard. Play a thoughtful bot or share the table with a friend.Open 05Learning / ExamReform 2023 / Written QV 2027KV EFZ QV//27Prepare for the reformed KV EFZ written final with 540 original questions and realistic 225-minute case exams across HKB B, C, and E.Open